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Calculators

Buying, selling or investing in property comes with more costs than just the purchase price. Use these calculators to get a clear picture of what you'll actually pay, or walk away with, before you sign anything.

How to use it: Select the calculator that matches your situation, fill in the relevant amounts and click Calculate. Your results appear instantly below the form.

Swipe right to see more calculators

Transfer Cost

Conveyancing costs and transfer duty a buyer pays when purchasing a property.

Bond Registration Cost

Calculate the conveyancing costs of registering a mortgage bond.

Bond Repayment

Calculate your total monthly bond repayment amount.

Current prime rate: 10.25%

Agent Commission

Calculate the estate agent commission on a property sale.

Return on Investment (ROI)

Calculate the monetary value of a property investment versus its cost.

Seller Proceeds

Calculate expenses when selling and how much you will be left with.

Capital Gains Tax

Estimate the Capital Gains Tax due to SARS on the sale of a property.

Your personal income tax rate. Leave blank to use default estimate.

Cost per Square Meter

Compare property prices by calculating the cost per square meter.

Bond Affordability

Estimate the home loan amount that would work with your budget.

Additional Payment

See how extra monthly payments reduce your home loan repayment time and total interest.

Please note that all values returned by any of the Cost Calculators are estimated figures and are subject to change. While every effort has been made to ensure the accuracy of the information provided, Roberts Incorporated accepts no liability for any errors or omissions contained herein. Under no circumstances will Roberts Incorporated be held liable for any loss or damages arising from the use of this calculator.

All calculations are provided for general information purposes only and constitute an estimate. Any error of omission shall not prejudice the right of Roberts Incorporated to make such adjustments to the statement as may be necessary or legally required.

Please note that this quote excludes fees relating to inter alia Home Owners' Association Consents, Levy Clearance Certificates and pro rata rates or levies. Each additional property being transferred will attract an additional cost.

What each calculator does:

Bond Cost: See the legal and registration fees involved in registering a home loan with the Deeds Office.

Bond Repayment: Work out your monthly installment based on your loan amount, interest rate and term.

Transfer Cost: Calculate the full cost of buying a property, including transfer duty payable to SARS, conveyancing attorney fees and Deeds Office charges.

Agent Commission: Find out exactly how much the estate agent's commission will be, including VAT, on your sale price.

Return on Investment (ROI): Measure your property's performance as an investment by calculating rental yield and capital growth.

Seller Proceeds: Know what you'll actually receive after agent commission, bond settlement, compliance certificates and cancellation fees are deducted from your sale price.

Capital Gains Tax: Estimate the CGT you may owe SARS when you sell, taking into account the primary residence exclusion and annual exclusion.

Cost per m²: Compare properties fairly by calculating and comparing the price per square metre.

Bond Affordability: Get a realistic estimate of the maximum home loan you could qualify for based on your income and existing debt.

Additional Payment: See how much time and interest you save by paying a little extra into your bond each month.

Find out what you need to know about buying a property.
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